Miami Auto Accident Attorney
Pursuing the Justice & Compensation You Deserve
Being involved in an auto accident is both stressful and dangerous. Even after the accident, there will still be additional things such as medical bills, injuries, and insurance companies to deal with. These can lead to people feeling victimized twice. At Fischer Redavid PLLC, our sole purpose is to help you and your loved one navigate these troubling times and to try and ensure that all of your rights are protected.
We can get started with a free consultation when you contact our firm at (305) 400-0074!
What to Do After an Auto Accident
In Florida, there is an abundance of specific and nuanced rules and laws that can complicate seeking monetary compensation following an auto accident. That’s why it is critical to contact an experienced and knowledgeable Miami personal injury attorney. It’s equally as important to hire someone who will actually give your case the individualized attention it deserves and not gloss over it as just another number.
If you were involved in an auto accident, there are some things you should know:
- Florida is a no-fault state: Often, people involved in accidents are confident that the other driver or drivers were at fault. In Florida, that may not matter. Each driver involved in an accident should resort to their own insurance provider’s for compensation, even if the other driver was at fault. Of course, this does not preclude you from going after the other driver’s insurance but there are some additional nuances to be aware of.
- Personal Injury Protection (PIP): All drivers in Florida are required to carry certain minimum insurance policies related to personal injury. These are called Personal Injury Protection, or PIP, policies. The minimum coverage amount is $10,000. From that, insurance providers will cover up to 80 percent of medical bills stemming from injuries and treatment and up to 60 percent of any lost income or wages, regardless of fault, until the $10,000 threshold is met.
PIP coverage is routinely inadequate to cover all of the expenses that arise after an auto accident, and they never cover any property damage or pain and suffering. If someone has either died or sustained a significant injury, like brain damage, paralysis, head injury, permanent scarring or disfigurement, a lawsuit may be brought against the at-fault driver or their insurance provider.
Uninsured & Underinsured Motorist Coverage
In large metro areas like Miami and Ft. Lauderdale, many drivers are not carrying adequate insurance coverage, meaning they are underinsured. Some, especially given the high cost of insurance in Florida, are even outright uninsured.
In cases where you are involved in an accident with someone who is either underinsured or uninsured, you will want to seek coverage under your own insurance company’s applicable policy. Given how many drivers are underinsured or uninsured, if you don’t have this coverage you will want to get it.
Common Causes of Auto Accidents
There are many causes of auto accidents in Florida that may warrant a personal injury case. Our Miami personal injury attorney has helped countless clients with cases similar to yours. Let us help you build your case and pursue the justice and compensation you deserve.
We can help you with any of the following causes of auto accidents:
- Negligence- An auto accident usually arises from one or more drivers’ negligence or failure to maintain a reasonable standard of care while driving. To win in a negligence lawsuit, we strive prove that the other driver did not meet this standard of care; that this negligence was the cause of the accident; and that the accident caused the injuries and damages.
- Manufacturer liability- If an automobile has a defect or problem, and that defect or problem contributed in any way to your accident, you may have a claim against the manufacturer or the car even if the other car involved wasn’t negligent. In pursuing this case, we can show that the defect was unreasonably dangerous; that the vehicle with the defect was otherwise being used as intended; and that the vehicle hadn’t had any changes since its initial purchases. These types of cases are usually based on defective tires, seatbelts, or airbags.
- Road design- Sometimes, the road itself may contribute towards an accident. There might be faulty construction or maintenance; a barrier or guardrail proves defective, or signage and/or lighting is inadequate to warn of obvious dangers.
No matter what the actual cause of your auto accident, Fischer Redavid PLLC is ready to help you obtain the maximum compensation sufficient to cover your medical bills, lost wages and opportunities, pain and suffering, and more.
Our Miami personal injury attorney is available 24/7.
Call (305) 400-0074 for a free consultation!